Monthly Budget Excel Sheet + Annual Summary

🧾 Personal Budget Excel Spreadsheet – Monthly & Yearly (Automated)

Manage your income and expenses in a simple, fast and organized way.
This Excel spreadsheet is designed for those who want to have clear and precise control of their finances , without having to learn complicated formulas or use expensive programs.

✨ Main features

• 📅 Monthly and yearly management : Track your finances month by month and get an automatic summary at the end of the year.
• 💰 Automatic income and expenses : Enter your data once and everything updates automatically.
• 🟢 Customizable starting balance to take into account the money already in the bank.
• 📊 Visual indicators (▲ ◄► ▼) to understand at a glance if you are positive, neutral or negative.
• 📆 Automatic daily, weekly, monthly, and yearly totals and summaries .
• 🛡️ Protected formulas to avoid accidental errors.
• ✍️ Simple, clear interface, completely in Italian.

🧭 Ideal for

• Individuals who want to better manage their personal expenses.
• Freelancers or micro-businesses.
• Families who want to monitor their monthly income and expenses.
• Who wants to have everything in Excel , without additional software.

📦 What do you get?

• ✅ Ready-to-use Excel file
• 📘 Mini guide to customize it according to your needs
• 🧮 Formulas and automations already built in — just enter your data.